Auto Liability coverage (or Financial Responsibility) is a legal requirement for vehicle owners in Texas. Auto insurance protects you from many of the risks of owning and operating an automobile. Get a Quote Now!
Understanding Your Auto Insurance Coverage:
Uninsured / Under-insured Motorist – Provides protection up to your limits for injuries or damage caused to you in an auto accident caused by another driver without auto insurance or with inadequate auto insurance, or, who drives away (hit-and-run).
Medical / Personal Injury Protection – Provides funds for medical bills for you and your passengers if injured in an accident while in your auto up to your limit. Personal Injury Protection includes both medical bills and lost wages.
Comprehensive (Other than Collision) – Protects the value of the auto from damage caused by events other than collision. Examples: stolen vehicle, storm damage, wildlife collision and vandalism. This coverage typically has a deductible.
Collision – Protects the value of the auto from damage caused in an auto accident. This coverage typically has a deductible.
Rental Car Reimbursement – Provides funds to compensate you for a rental auto due to loss of use of your auto after an accident or other insured event up to a chosen amount.
Towing & Roadservice – A convenience coverage. Helps with towing after a mechanical breakdown or other roadside service that may be needed (flat tire, out of gas, etc.) up to a chosen amount.