Motorcycle Insurance - What it Does!  Auto Liability coverage (or Financial
Responsibility) is a legal requirement for vehicle owners in Texas including motorcycles.  Motorcycle Insurance protects you from many of the risks of owning and operating your motorbike.

 
Why risk it? - Let us guide you to the best fit for your Motorcycle Insurance 
protection.  Buy the insurance coverage you want at a competitive price from an
Austin based insurance agency. Professional service makes a difference!

  

Real people that want to help! - We're more than a website!

• We welcome your questions!
• We know the special needs of insuring your custom bike
• Local friendly service for over 30 years.
• Visit us at our nearby South Austin Office. Directions, Staff & Hours

 

Motorcycle Insurance Quote:  
 
To obtain a customized Motorcycle Insurance quote: 

 

 

         

   

Special risk of Owning and Operating a Motorcycle:

 

Hit 'n Run accidents - Because accidents involving motorcycles typically don't disable the auto that hit the bike, motorcycle riders are more at risk of the other driver fleeing the accident scene.

 

Theft - Motorcycles because of their smaller size and weight combined with high
value are more likely to be stolen than autos.

 

Custom Equipment - Many motorcycles have had extensive modification that substantially increases their value.

 

Rider Injuries - A motorcycle rider has less protection from injury in an accident than a passenger in an auto. 

 

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Motorcycle Insurance Coverage Options: 

Uninsured / Underinsured Motorist - Provides protection up to your limits for injuries or damage caused to you in an accident caused by another driver without auto insurance or with inadequate auto insurance, or, who drives away (hit-and-run).

 

Medical / Personal Injury Protection - Provides funds for medical bills for you and your passengers if injured in an accident while riding your motorcycle up to your limit. Personal Injury Protection includes both medical bills and lost wages.

  

Comprehensive (Other than Collision) - Protects the value of the motorcycle from damage caused by events other than collision.  Examples: stolen vehicle, storm damage, wildlife collision and vandalism.

 

Collision - Protects the value of your motorcycle from damage caused in an auto accident.

 

Custom Equipment - Increases the value you of your motorcycle that is protected to include added equipment or special modifications. 

  

Towing & Roadservice - A convenience coverage. It helps with towing after a mechanical breakdown or other roadside service that may be needed (flat tire, out of gas, etc.).

 

 
No Insurance / Hit 'n Run - It's a very big problem all over Texas including Austin. Your odds of being involved in an accident caused by a driver that has no insurance or who drives off is greater than 1 in 4 in an auto and much higher if you are riding a motorcycle. Even if the other driver has insurance, it often can be less than what's needed to pay for your bike and injuries. Buying Uninsured Motorist
protection is a choice but visualize the situation of your bike wrecked and you badly hurt then no help from the person that caused it. With Uninsured Motorist coverage, your insurance helps you if the other driver caused the accident but is financially irresponsible. Don't skip this vital insurance protection - it is money well spent! 

 

Motorcycle Insurance Quote:  

  

To obtain a customized Motorcycle Insurance quote: