Health Insurance IconHealth Insurance - What it Does!  Protects you financially from the high cost of medical treatment if you have a major injury or illness.  Health Insurance helps you access treatment by connecting you to a network of medical providers.  It also helps you manage the cost of medical treatment with provider discounts and limits to out-of-pocket costs.
 
Why risk it? - Let us guide you to the best fit for your Health Insurance protection whether you are looking for a Family Health plan, an Individual Medical Insurance or a Temporary Health Policy.  Buy the health insurance coverage you want at a competitive price from an Austin based insurance agency. Professional service makes a difference!
 
Need Insurance help now? - Call 512-444-3366Need help before you buy? - We are more than a website! We welcome you to call or email David Crump, our Health Insurance Specialist, before starting your online application. Call today - Ask for David (512) 444-3366 or email at david.rgray@farmersagency.com
 
Why we're different from the other online health insurance sites:
  • Selection Help - What health contract is the best fit? It's a complex choice - professional help makes a difference!
  • Pre-Screening Health issues - Our experience helps us understand how health insurers will evaluate your health insurance application. This is particularily helpful for folks with pre-existing health conditions.
  • Monitoring the application process - We know you want a quick result. By monitoring the application process, we can see any roadblocks quickly and alert you what is needed to avoid delays.
  • Local friendly service for over 30 years.
  • Visit us at our South Austin office - Directions & Contact Information
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We offer affordable Health Insurance plans from Blue Cross Blue Shield including:
  • Short-Term "Gap" coverageBlue Cross Apply Online link
  • High-Deductible H.S.A. Plans
  • Major Medical Plans for families and individuals 

Connect to more information plus online quotes and online application:

UniCare Health Insurance - David W. Crump - Authorized Agent
 
Unicare Online Quote linkThe online quote button links you to information about Unicare's Health Insurance policies, provider networks and more. You can also obtain health insurance quotes and then apply online directly.
 
We offer affordable Health Insurance plans from Unicare including:
  • Short-Term "Gap" coverage
  • High-Deductible H.S.A. Plans
  • Major Medical Plans for families and individuals

High Deductible Health Plans - Considering a High Deductible Health Insurance plan with a Health More Information on High Deductible Health InsuranceSavings Account? For more information on this new concept that could save you money:

 

Don't be caught uninsured:Health Insurance - Operation - Graphic
 
Nobody expects to have an injury or illness. Medical treatments can cost an enormous amount of money. For example:
  • Heart Bypass - in excess of $50,000
  • Appendix Removed - in excess of $9,000
  • Broken Ankle - in excess of $20,000
  • Baby is born without Kidneys 
        - in excess of $1 million

Even a minor illness can be hundreds of dollars that you did not have budgeted. The average cost of healthcare in Texas was $593 per month in 2006 (source: Texas Department of Insurance).

Without Health Insurance, you pay it all!
 
Health Insurance can help limit your share of the costs of medical treatment reducing your resulting debts which protects your assets and safeguards your future earnings.
 

Drug benefit graphic - Rx

More Information Rx - health insurance drug benefit example linkPrescription Drug Costs - another important reason to have health insurance. If you develop a health condition, it can cost hundreds of dollars each month for medicine to stay healthy.

 

International Health Insurance - If you plan to work or take an extended trip abroad, getting sick or hurt is probably not on your itinerary, but being ready to get healthcare if you need it should be.

HTH Worldwide - Travel and International Health Insurance - David W. Crump - Authorized Agent

HTH Worldwide - International Health Insurance - Online Quote linkHTH Worldwide features:

  • A global community of contracted hospitals and medical professionals
  • Optional coverage in USA for folks living abroad but who travel back to America
  • Financial strength
  • Freedom to choose any doctor or hospital
    The online quote button links you to information on HTH Worldwide's International health insurance programs. You will be able to access information about the health insurance policies, provider connections and more. You can also obtain quotes and then apply online directly.

    David W. Crump - Health Insurance Specialist

    Group Health Plans for Business Owners 

    Many business owners are grappling with the issue of health insurance for both themselves and their employees. Unicare has a unique program for small business owners wanting to offer broad group benefits including health, dental, life and short term disability insurance. Now your business can have a substantial benefit plan necessary to attract the employees you need to help grow your business. 

    Email or call David (512-444-3366) to discuss a group benefit plan for your business.
     
     
     
    Discounts!Health Insurance - Discounts - Graphic
     
    Preferred rates for healthy non-smokers on individual plans.
     
    Pricing advantages for Business Groups with healthy employees and dependents.
     
    High Deductible Health insurance plans combined with Health Savings Accounts offer tax advantages.
     
     
     
     
     
     
     
    Insurance or health maintenance organization (“HMO”) coverage underwritten by UniCare Life & Health Insurance Company, UniCare Health Insurance Company of Texas or UniCare Health Plans of Texas, Inc. (HMO only in Texas) ® registered mark and SM service mark of WellPoint, Inc.  © 2005 WellPoint, Inc.