Auto Insurance - What it Does! Auto Liability coverage (or Financial Responsibility) is a legal requirement for vehicle owners in Texas. Auto Insurance protects you from many of the risks of owning and operating an automobile.Why risk it? - Let us guide you to the best fit for your Auto Insurance protection. Buy the insurance coverage you want at a competitive price from an Austin based insurance agency. Professional service makes a difference!
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Some of these risks include: ![]()
Auto Insurance Coverage Options:
Liability - Provides protection up to your limits for auto accidents that are your fault and that cause injuries or damage to others. Uninsured / Underinsured Motorist - Provides protection up to your limits for injuries or damage caused to you in an auto accident caused by another driver without auto insurance or with inadequate auto insurance, or, who drives away (hit-and-run).
Medical / Personal Injury Protection - Provides funds for medical bills for you and your passengers if injured in an accident while in your auto up to your limit. Personal Injury Protection includes both medical bills and lost wages.
Comprehensive (Other than Collision) - Protects the value of the auto from damage caused by events other than collision. Examples: stolen vehicle, storm damage, wildlife collision and vandalism.
Rental Car Reimbursement - Provides funds to compensate you for a rental auto due to loss of use of your auto after an accident or other insured event.
Towing & Roadservice - A convenience coverage. Helps with towing after a mechanical breakdown or other roadside service that may be needed (flat tire, out of gas, etc.).
No Insurance / Hit 'n Run - It's a very big problem all over Texas including Austin. Your odds of being involved in an accident caused by a driver that has no insurance or who drives off is greater than 1 in 4. Even if the other driver has insurance, it often can be less than what's needed to pay for your damages and injuries. Buying Uninsured Motorist protection is a choice but visualize the situation of your car wrecked and you hurt then no help from the person that caused it. With Uninsured Motorist coverage, your insurance helps you if the other driver caused the accident but is financially irresponsible. Don't skip this vital insurance protection - it is money well spent!
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