Insurance for Offices

Need insurance for your office?  Do you have lease requirements you need to satisfy? Nobody expects the worst to happen but if it does, do you have the insurance protection you need?

Why we're different from the other online business insurance sites:

• Quotes Quick - We do our best to expedite your quote.
• Service After the Sale - Local friendly service for over 30 years.
• Knowledgeable Help - We help you understand your insurance choices.
• Broad Range - We offer a wide range of business insurance programs.
• Walk-in Service Available - Visit us at our South Austin office - Map, Directions and Contact Information

Ready to Start a Business Insurance Quote?

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Special Insurance Issues for Offices

Dental Offices - Special insurance issues for dentists.

Computers and Data - If you are depending on your computers to operate your office, what do you do if the computers are damaged? Electronic Data Processing (EDP) insurance coverage can help! EDP coverage are normally purchased as part of the Commercial Property policy or included with a business insurance package or "Businessowners" plan.

Lease Requirements - Many office building require a substantial package of insurance from their business tenants. These requirements can be complex. Has an insurance professional reviewed your insurance program to be sure that your office is in compliance? Typical lease requirements include General Liability (including Public Liability), Property Coverage and Worker's Compensation.

Tenant Improvements - Do you have a large investment in finishing out your office? Your landlord's insurance will rebuild the building but not your office interior! If your office was damaged in a fire, do you have the protection you need to rebuild your space and reopen? Coverage for Tenant Improvements also can be a lease requirement. Tenant Improvements are normally purchased as part of the Commercial Property policy or included with a business insurance package or "Businessowners" plan.

Business Income / Extra Expense - You can't get the job done with a closed office. With Business Income and Extra Expense, your insurance can help with a temporary office plus help accelerating reconstruction or permanent relocation. This loss of use coverage is normally part of a business insurance package or "Businessowners" contract.

Tenant Liability - You are liable for damage you cause to the landlord's space you business occupies. Do you have an adequate amount of this important component of your insurance protection? Tenant Liability coverage is normally purchased as part of the General Liability policy or included with a business insurance package or "Businessowners" plan.

Employment Practices - Any employer can be held liable for mistakes in handling employment relationships. Small and mid-sized business are particular venerable since they won't have the "HR Department" to enforce compliance with the legal requirements of non-discrimination and other employment rules. Employment Practices Liability Insurance can be important component of your company's protection.