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Volunteers for Non-ProfitInsurance for Non-Profit Organizations

Got Insurance Requirements? - Do you have the insurance coverage required by your Board of Directors, grant proposals or locations? We are your Business Insurance specialists. Let us review your insurance requirements and guide you to the insurance coverage you need.

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Insurance Concerns for Non-Profit Organizations

Public Liability - A General Liability Insurance policy handles your organization's public liability while holding events, having a community service location or leasing an office. General Liability coverage is often a requirement for grant funding.

Board of DirectorsProtecting Directors & Officers - Directors and Officers can be individually sued by stakeholders for mistakes made in overseeing a non-profit organization. Attracting community leaders to be directors is critical for most non-profit organizations. Having Directors & Officers Insurance policy is essential in retaining these leaders.

Safeguarding Organization Assets - Larger organization can have substantial investments in mission critical buildings, contents and vehicles. A sensible program of insuring for large property losses can be important. Non-profit organizations often are less able to recover from a large loss than most for-profit businesses. See Commercial Property and Commercial Crime Coverage for more information.

Staff Injuries - As the organization grows large enough to have hired staff, protecting the organization from the potential of lawsuits from injuries to employees can be critical insurance defense. See Workers Compensation Insurance.

Employment Practices - Like any employer, a non-profit group can be held liable for mistakes in handling employment relationships. Non-profit organizations are particular venerable since they won't have the "HR Department" to enforce compliance with the legal requirements of non-discrimination and other rules. Employment Practices Liability Insurance can be important component of your group's protection. Employment

Group Benefit Plan - Attracting and retaining skilled staff comes with the need for a group benefit plan particularly group health insurance.

Auto Liability - Many non-profit organizations are depending on volunteers to use their own autos. These non-owned autos are potential lawsuit risks to the organization. Protect your group from these non-owned autos as part of your business insurance package.

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