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Landlord Insurance Rent House

        Landlord Insurance protects your investment in a rental property from loss by theft, fire, lightning, tornado and other perils. Additional  protection is available to protect your rental income after an insured loss and for your Liability risks as the property owner. 
        If you use a professional property manager to oversee your investment properties, they may require to be named as an additional insured on your liability insurance. If your properties are bank financed, your mortgagee will require property insurance protection of their collateral.

Why we're different from the other online insurance sites:

  • Quotes Quick - We do our best to expedite your quote.
  • Service After the Sale - Local friendly service for over 30 years.
  • Knowledgeable Help - We help you understand your insurance choices.
  • Broad Range - We offer a wide range of insurance programs.
  • Walk-in Service Available - Visit us at our South Austin office - Map, Directions and Contact Information      

Ready for an insurance quote? -  Landlord Insurance Quote

Landlord's Insurance Coverages

Building Coverage:

 House - Provides protection up to your limit for damage or destruction of your house. Perils include: Fire, Tornado, Lightning and Vandalism among others. Insurance protection can be based on either "Actual Cash Value" or "Replacement Cost" as a basis of settlement.

Secondary Structures - Provides protection for sheds, detached garages and other buildings on your rental property. Perils include: Fire, Tornado, Lightning and Vandalism among others.  Generally limited to 10% of your main house limit, but can be increased, if needed.

Loss of Use Coverage:

Fair Rental Value - Replaces your income from an investment property after an insured event (example: house fire) causes your rental to become uninhabitable. Generally, you select an amount equal to your normal monthly rent income for a given number of months up to twelve months.

Liability Coverage:

Landlord Liability - Protects you from lawsuits caused by accidental property damage or injury for which you are held liable as the property owner. Landlords with a large group of rental properties often purchase a General Liability business insurance plan to handle their liability risks. Landlords with modest holdings can often extend liability coverage for their rental properties from their Homeowner's insurance policy or purchase the liability coverage packaged with the building coverage.