What kind of insurance do you need?

Health Insurance Solution

Access to quality medical care depends on having the right health insurance plan. Our team has the experience and expertise to guide you to a plan that fits your needs. A serious illness or injury can be very unexpected and cause you great financial harm. Don’t take a chance with your family’s health, get a quote now!

For a short time, the “Open Enrollment” period allows you to select a new health insurance plan for 2018 – Sign up today . Open Enrollment ends 12/15/2017.

We return to the “Special Enrollment” period for individual and family health insurance plans for 2018 after 12/15/2017. Please send a “Quick Quote” request so we can respond and discuss if you will qualify for Special Enrollment.

BCBSTXLogoBlue Cross Blue Shield is the largest provider of individual / family health plans in Texas.  Start a health insurance application through the link below:

Blue Cross Blue Shield of Texas

GeoBlue provides health insurance for short or long trips outside of the USA and connects you to qualified, English speaking, health providers if needed.

Quote & Apply for GeoBlue international health plan

Affordable Care Act

The Affordable Care Act (ACA, also known as Obamacare) has big consequences for you and your family’s health insurance. Here are a few core concepts everyone should know before selecting an insurance policy:

  • A health insurance subsidy is available to you only if you qualify.
  • You may have to pay a tax penalty if you decide not to purchase health insurance.
  • You are limited when you can buy health insurance (Open Enrollment / Special Enrollment).
  • Your insurance plan has to have specific coverages called “Essential Benefits.”

For more information see: Health Insurance 2018 – An Overview.

Operation

Health Insurance for the Big Stuff!

Rethink your Health Insurance:

Combination of a Health Savings Account and High-Deductible Health Plan

No one wants to pay for something they’re not using. If you want to lower your insurance costs and taxes while avoiding an Obamacare tax penalty, you may benefit from the combination of a High-Deductible Health Insurance policy and a Health Savings Account (HSA). When you make a tax-deductible contribution into your HSA, you accumulate funds to spend on day-to-day medicine and routine care. In the case of major illness or injury, you’ll have the financial backup of your Health Insurance.