2404 IH 35 S.,
Austin TX 78704
The health of your teeth and gums can have a profound effect on your overall health and quality of life.
Dental insurance plans typically provide discounts for using in-network providers coupled with access to low cost preventive services. Major dental services such as oral surgery are typically included but will have waiting periods of six months to one year after enrollment and then limited benefit allowances or are offered only for in-network discounts. Most plans also have an annual limit per person limit (often $1000) and initial deductible (often under $100 per person).
Three Ways to Buy Dental Care
- Buy Dental Insurance Option: When you apply for a major medical policy, you can select the added benefit of a dental insurance module. Both Blue Cross Blue Shield and Humana offer their dental insurance program when applying for a health insurance policy.
- Stand Alone Dental Policy: Humana offers the Dental Preventive Plus policy.
- Fund Dental Care with your Health Savings Account: Dental treatments are an eligible expense for H.S.A. funds.