2404 IH 35 S.,
Austin TX 78704
Insurance for Contractors
Our local business insurance specialist can help find the policy you need for to meet your jobsite insurance requirement!
Why we're different from the other online business insurance sites:
- Quotes Quick - We do our best to expedite your quote.
- Service After the Sale - Local friendly service for over 30 years.
- Knowledgeable Help - We help you understand your insurance choices.
- Broad Range - We offer a wide range of business insurance programs.
- Walk-in Service Available - Visit us at our South Austin office - Map, Directions and Contact Information
Got Insurance Requirements?
Do you have the insurance coverage that your General Contractor requires? We are your Contractor Insurance specialists. Let us review them and guide you to the insurance coverage you need to get the job. Don't risk a General Contractor holding your check because you didn't get the insurance paperwork right. Professional service makes a difference!
We welcome providing insurance for all trades including: General Contractors, Remodeling Contractors, Carpenters, Electricians, Painters, Plumbers, Handyman and more.
Ready for Insurance Quotes?
Typical Insurance Requirements for ContractorsGeneral Liability is nearly a universal jobsite requirement. If you don't have Liability Coverage including completed operations you don't work. Typically, a General Contractor or property owner will require that they be listed as an "Additional Insured" on your General Liability contract. Liability requirements can be very complex and specific.
Commercial Auto Insurance- Many jobsites require that your work vehicles be insured on a Commercial Insurance policy with high liability limits. Often, additional requirements include "Hired Autos" and "Non-owned Autos." See Business Vehicle Insurance for more information or to get a quote.
Worker's Compensation- Many jobsites require that you carry a Worker's Compensation contract with Employer's Liability.
Umbrella - Umbrella or Excess Liability is an added layer of liability coverage beyond your General Liability policy. This often comes up for larger commercial jobsites.
Special Insurance Issues for ContractorsContractor's Equipment - You depend on your tools to get the job done. What do you do if they are stolen? A contractor's Equipment floater can help!
Worker Injury Lawsuit - Your business is one injury away from ruin without Worker's Compensation Insurance. If one of your workers gets hurt while at work, how much is it going to cost you? See Worker's Compensation on the main Business Insurance page for more information and also see - Essay: Why Work Comp.
Contract Issues - We are seeing very complex and intense insurance requirements from General Contractors. Don't sign a subcontractor agreement without having the insurance requirements reviewed and priced. We can help!
Wrong Auto Insurance Policy - A Personal Auto policy is not rated for driving to jobsites with tools, workers, equipment, etc. A Commercial Auto policy is the right insurance for your work truck and may be needed to meet the special insurance requirements for your jobsite or General Contractor. Got trailers, specialized equipment and multiple drivers? Insurance on your work truck can provide this added protection. See Insurance for Business Vehicles for more information or to get a quote.